Father is in debt, will it pass onto son?

Hey, my dad in his 30s was not too disciplined with his credit card. He is in debt probably around 1M - 2M rupees. Mom just now said that he has been told to come to court tomorrow.

There is nothing to be liquidated. No cars or anything. Our current house is my grandma's property as well. She might sell the house if things go bad tho.

Currently I am the main source of income for the family, so I feel like they will naturally rely on me for the loan repayments and stuff. I can't afford any extra payments this year because I have to pay for my degree and certifications this year. I definitely could help dad out next year, but this year is too tight, and I don't want dad's mistakes to set me a few years back.

Im sure someone else in this subreddit has experienced something similar. I just want to know what to expect going forward, and how you would get through this issue this year.

Seriously replies only.