rock and a hard place with my car

my car got diagnosed with a turbo line leak at the dealership today. the turbo alone will run about $2800. not including other fixes, fluids, and labor.

so the way i see it i have a few options. i dont have money for a down payment for a new car or for a payment plan for service. (i just paid insurance)

i still owe about 17k on the car (i knwo, i know. i'm not proud of it). kelly blue book says it’s worth 7-11k but probably closer to lower end bc of the leak.

a) see what they price it out to fix it and beg for a down payment-free payment plan to pay the 3-5k they'll want for repairs. totaling the amount i owe for the car to be about 20-22k

b) take up the dealerships offer on trading in the car, get another car and another car payment. that's a lot of money/loan. not crazy about this idea

c) get a personal/vehicle loan at the bank (hopefully) for about 5k and buy an old shitbox. sell the Mini and put the $ toward what i owe on the Mini. should get around 7k for it, meaning i owe about 15k total in loans.

i'm exhausted. this is awful.

option D i just thought of) keep driving this car until it craps out and leaves me stranded. probably not recommended. current commute is 60 miles a day, then will be doing 100 miles a day for a few weeks, then will be doing 10 miles a day around december hopefully.