A plea to every citizen, do not sell your XRP.
I feel the need to make this post, with the hope that I can convince at least one person not to sell their XRP. It hurts me inside when I see one of you/us sell. I am fairly new to all this, but I have done a fair amount of research and invested a good amount as well (good amount for me, at least), so I am going to lay out why I think selling is just about the worst idea you've ever had.
XRP and the other ISO 20022 utility coins are going to be the backbone of the imminently arriving digital banking era. We are in the baby steps of the biggest wealth transfer in human history, and XRP is primed to be the star of the show. In time, people will look back on today's price and wish for anything they could pay it. You will be able to act as your own bank in the near future using your XRP, creating passive income. Even if you just wanted to sell to turn a good profit, now is not the time to do it. The price is about to explode to who knows where if not within days, then months. If you need to get a second job to float you for a few months, do so. All you're doing selling now is giving it to the whales, the billionaires. This is a generational golden opportunity, do not let it slip through your fingers.