Debt

So I got into the common debt of credit cards. Throughout my application process I relied on them for rent, groceries etc and have accumulated a lot of debt I just cannot tackle with the interest rates. I’m 24 and contemplating either a consumer proposal or bankruptcy. I didn’t know if anyone had any advice on how to tackle this heavy debt while being on ODSP or any programs/ people to talk to. I think I’ll meet with an agency to talk about options etc, but I figured If someone else went through something similar I would get an unbiased answer first lol. I have about 35k in debt, mostly credit cards with some student loans. They’re all in collections now 🤦🏻‍♀️ any advice is greatly appreciated!!