2024 Budget - DINK couple with a drinking problem

Budget

LINK

Goals for 2025, eat out less, drink less. Trying to get the AMEX spend under $75k which would put more to brokerage investments (index funds, etc). I think we can do it.

I also might sell the boat which would knock out $4,500 in fees and pocket about $40k, I only used it 4 times last year so it's getting harder to justify keeping around.

I had a sports car that I sold in 2024 and just invested the money, trying to wait a few years before I replace it and let the money grow.

I tracked down the "unknown" but didnt feel like updating the chart, it's a mix of cell phone payments and some crap I bought from Best Buy.