Total loss car - insurance cheating - Sanadak

Hello,
This is the first time Im posting at Reddit so bear with me,

I'd like to expose what is happening to me after got hit by another car and got my car considered total loss. just in case someone went thru the same situation and can advice.

I got my car insurance for 183.000aed, full comprehensive insurance, quite expensive, with sukoon company. 3 weeks ago I was driving chill and an accident happened in front of me with the result one of those cars start spinning in the middle of the road and hit me without any chance to avoid the impact. Report is clear and I am the affected part.

My car was declared total loss and I claimed my company, which is claiming the third party insurance company, well, what they offer to me is 110.000aed, I rejected the first offer, saying im not gonna accept that amount, they came 4 day later saying 110.000aed is final offer. Even being insurance for 183.000 total loss, and even not being my fault.

Impossible to talk with normal agents at my insurance company, I had to apply for a claim at Sanadak, seems to be the place to this kind of claims, what do you think will happen?

I am amazed how the insurance companies play with their customers, I pay for 183.000 insurance in case of total loss, it happened sadly, and they offer almost half with no chance to negotiate, which kind of joke is this?