Amex

Received amex gold charge card today.. 🔥

Returns of almost 16% for the first year on spends of 72k, if combined with accelerated rewards, referral and welcome benefits.

Only amex card which makes sense for beginners (milking mr points).

I am new to amex and as this is a charge card, please share any suggestions and benefits.

Also, amex is giving 4000mr points as referral bonus which was 2000mr points earlier as part of the new year offer.